FRAUD ALERT

Valued customers, please know that The Citizens Bank will never request account information, online banking login information, debit card numbers, passcodes, or PIN numbers from our customers via phone call, text message or email.  Contact your Financial Service Representative if you have any questions.

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Money Market Rate Update

Money Market Rate Changes:  The following Annual Percentage Yields (APY) are current as of December 11, 2025 and are subject to change. 

Tier 1:   .45% APY (balances of $0 - $24,999.99);

Tier 2:   .60% APY (balances of $25,000 - $99,999.99);

Tier 3:   .70% APY (balances of $100,000 - $249,999.99); and

Tier 4:   .85% APY (balances of $250,000 and above).  Monthly charge of $7.00 if balance is below $2,500 on any day during the monthly statement cycle.  Fees could reduce earnings on the account.  Withdrawals are limited to six per month.

NOW Rate Change: The new NOW rate is 0.05% APY and is effective as of April 1, 2021. This rate is subject to change.  Monthly charge of $7.00 if balance is below $1,000 on any day during the monthly statement cycle.  Fees could reduce earnings on the account.

Super NOW Rate Change:  The new Super NOW rate is 0.10% APY and is effective as of April 1, 2021. This rate is subject to change.  Monthly charge of $7.00 if balance is below $2,500 on any day during the monthly statement cycle.  Fees could reduce earnings on the account.

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