FRAUD ALERT

Valued customers, please know that The Citizens Bank will never request account information, online banking login information, debit card numbers, passcodes, or PIN numbers from our customers via phone call, text message or email.  Contact your Financial Service Representative if you have any questions.

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Credit Cards

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Start Building Your Credit Today

Credit cards have become somewhat of a necessity in today's modern world. Not only do they make purchasing everyday items more convenient, but they also play a pivotal role in your credit score. The Citizens Bank has flexible options that are designed to fit your specific needs and make your personal banking experience even more convenient. Apply for an account today or contact our team for more information.
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Personal Credit Card Features

  • No annual fee*
  • Variable APR of 9.99%–17.99% on purchases, based on creditworthiness*
  • 0% introductory APR on balance transfers for the first six billing cycles*
  • After the introductory period, a variable APR of 9.99%–17.99% applies. A 3% balance transfer fee applies, waived for transfers made at account opening*
  • Reward points redeemable for merchandise and travel
  • Airline tickets with no blackout dates
  • Travel Accident Insurance coverage**
  • Personal service from people you know
* See the card application's Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval.
**Travel Accident Insurance.
Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
Standard Issuer Statement - This card is issued by TCM Bank, N.A. Subject to credit approval.
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