Make the Most of Your Money
You work hard for your money; you deserve to work with a bank that works just as hard for you. The team at The Citizens Bank has worked hard to create checking account products that fit your lifestyle, no matter where you are in your financial journey. We have an account that is right for everyone and provide you with the flexibility you need without the hassle. Every account we offer also comes with access to our online and mobile banking services to make banking with us even more convenient.
When you're ready to join a bank that is truly a partner in your financial journey, make the switch to The Citizens Bank. Take a look at the account options we have below and open your account today. Not sure which account is right for you? That's okay! Contact our team today and we'll help guide you through your options.
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Checking Account Features
All The Citizens Bank personal checking accounts feature:
- No minimum deposit to open
- TCB Debit Card included ($5 fee for instant issue)
- Online and Mobile Banking with Online Bill Pay
- eStatements offered at no additional charge
Our Checking Account Options
| Feature | Digital Checking | Regular Checking | Quality Years Checking | Student Checking | NOW Account |
|---|---|---|---|---|---|
| Everyday checking (digital statement preference) | Everyday checking with checks included | Available to people 55 years of age and older | Available to all students up to the age of 24 Account will be converted to Digital Checking automatically at age 25 | Everyday checking that earns interest | |
| Interest bearing | Non-interest bearing | Non-interest bearing | Non-interest bearing | Non-interest bearing | Interest bearing account |
| Basic checks (first order / special program) | N/A | 1st order of single style basic checks available at no additional charge | Quality Years Basic Checks / single style basic checks available at no additional charge | 1st order of single style basic checks available at no additional charge | 1st order of single style basic checks available at no additional charge |
| Maintenance charges | $3 charge per month for mailed statement image | If on any day of the current statement cycle, your account balance is below $600 a $6 service charge will be accessed. | No Maintenance Charge | If on any day of the current statement cycle, your account goes below $50 a $2 service charge will be accessed. | If on any day of the current statement cycle your account goes below $1,000 a $7 service charge will be accessed. |
*All The Citizens Banks accounts are subject to approval.
**All accounts are subject to the terms and conditions of The Citizens Bank Customer Agreement.
***The Citizens Bank online banking with bill pay is available as long as the checking account is maintained and in good standings.