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Checking & Savings Accounts

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Maximize Every Hard-Earned Dollar!

You work hard for your money. We want to help you make the most of it. Our checking and savings accounts help you create a solid foundation for your finances. With multiple types of accounts to choose from, you’ll find the right fit for your lifestyle. And if you can’t decide on an account, we’ll gladly guide you to the best solution.

Each of our checking and savings accounts also offer no-cost access to our Online Banking and Mobile Banking services. Now, you can manage your money and bank like a pro anytime, anywhere!

Our Checking Options

Regular CheckingQuality Years CheckingStudent Checking

Features:

  • No minimum deposit required to open account
  • Debit Card, Online & Mobile banking offered at no additional fee to account

Maintenance Fees

  • Below $300 - $6 per month
  • Between $300 & $600 - $5 per month
  • $600 & above - No fee

Features:

  • No minimum deposit required to open account
  • Non-interest bearing
  • Available to persons 55 years of age or older
  • Debit Card, Online & Mobile banking offered at no additional fee to account
  • Free basic checks

Maintenance Fees

  • No fee

Features:

  • Available to high school or college students
  • Must have proof of registration of classes
  • No minimum deposit required to open account
  • Non-interest bearing
  • Debit Card, Online & Mobile banking offered at no additional fee to account
  • Free basic checks

Maintenance Fees :

If on any day of the current statement cycle, your account balance is

  • Below $50 - $2 per month
  • $50 & above - No fee

 

Commercial CheckingNOW CheckingSuper NOW Checking

Features:

  • No minimum deposit required to open account
  • Debit card offered at no additional fee
  • Online & Mobile Banking services offered for a fee, please check with customer service for details

Maintenance Fees :

Please contact customer service for details

Features:

  • No minimum deposit required to open account
  • Interest bearing account
  • Debit Card, Online & Mobile banking offered at no additional fee to account

Maintenance Fees

If on any day of the current statement cycle, your account balance is

  • Below $1,000 - $7 per month
  • $1,000 & above - No fee

Features:

  • No minimum deposit required to open account
  • Tiered interest bearing account
  • Debit Card, Online & Mobile banking offered at no additional fee to account

Maintenance Fees :

If on any day of the current statement cycle, your account balance is

  • Below $2,500 - $7 per month
  • $2,500 & above - No fee

 

Our Savings Options

Money MarketRegular SavingsStudent Savings

Features:

  • No minimum deposit required to open account
  • Tiered interest bearing account
  • Limited transaction account
  • Online & Mobile banking offered at no additional fee

Maintenance Fees

If on any day of the current statement cycle, your account balance is

  • Below $2,500 - $7 per month
  • $2,500 & above - No fee

Features:

  • No minimum deposit required to open account
  • Online & Mobile banking offered at no additional fee
  • Limited transaction account

Maintenance Fees

If on any day of the current statement cycle, your account balance is

  • Below $200 - $6 per quarter
  • $200 or above - No fee

Features:

  • No minimum deposit required to open account
  • Online & Mobile banking offered at no additional fee
  • Available to minors under 19 years of age
  • Limited transaction account

Maintenance Fees :

  • No fee

 

Certificate of DepositIndividual Retirement AccountSafe Deposit Box

Features:

  • $1,000 to open
  • Terms from 31 days to five years offered
  • Please contact customer service for current rates

Features:

  • $1,000 to open
  • Terms from 31 days to five years offered
  • Please contact customer service for current rates

Contact customer service for available sizes and
annual rates

 

 

NOTE: Items received by 5:00 pm will process on the same day.

* All The Citizens Bank checking accounts are subject to approval. The Citizens Bank internet banking with bill pay is available as long as the checking account is maintained and in good standings. All accounts are subject to the terms and conditions of The Citizens Bank Customer Agreement. * Other financial institutions may charge a fee for using their ATM. If so, The Citizens Bank will refund up to 5 ATM withdrawals per month upon customer request.

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